Refund Policy

Last Updated: November 12, 2025

At PrepCore, we're confident in the quality of our NISM exam preparation platform. This Refund Policy outlines the circumstances under which refunds are available and how to request them.

General Refund Terms

PrepCore offers a ₹299 one-time payment for 45-day access. Because this is a digital product with access activated immediately upon payment, we offer refunds only under specific circumstances outlined below. Please review our refund policy carefully before purchasing.

Technical Issues

You may be eligible for a refund if:

  • The Service is unavailable for more than 48 consecutive hours due to our fault
  • Critical features are non-functional and we cannot resolve within 7 days
  • In such cases, you will receive a full refund or an equivalent extension of your 45-day access period

Access Not Activated

If your access was not activated due to a payment processing error, contact support@prepcore.in within 7 days of the failed activation for a full refund.

Duplicate Charges

If you are accidentally charged multiple times for the same purchase:

  • We will provide a full refund of duplicate charges
  • Contact us immediately if you notice duplicate charges on your account

Non-Refundable Situations

Refunds will NOT be provided in the following cases:

  • If your account was terminated for violating our Terms of Service
  • Once access has been successfully activated — access is all-or-nothing; no partial or pro-rata refunds are available
  • For purchases made through third-party platforms
  • For free trial periods (which are already free)
  • If you change your mind after access has been activated
  • Due to personal circumstances unrelated to Service quality (job changes, exam cancellations, etc.)
  • If you fail your NISM exam (our Service is for preparation only; we cannot guarantee exam results)
  • For any usage-based refund requests (the free trial allows you to evaluate our Service before purchasing)

Free Trial Policy

Please note regarding our free trial:

  • The 7-day free trial gives you full access to all features without payment
  • No credit card is required for the free trial
  • The trial automatically expires without conversion to a paid plan
  • Since the trial is already free, no refunds apply to trial periods
  • You are limited to one free trial per email address

How to Request a Refund

To request a refund, follow these steps:

Refund Request Process

  1. Email Us: Send an email to support@prepcore.in
    • Subject line: "Refund Request"
  2. Provide Required Information:
    • Your account email address
    • Order ID or transaction reference number
    • Detailed reason for the refund request
    • Date of purchase
  3. Review Period: We will review your request and respond within 2-3 business days
  4. Processing: Approved refunds are processed within 5-7 business days
  5. Confirmation: You will receive email confirmation once the refund is processed

Important Notes on Refund Processing

  • Refund Method: Refunds will be credited to your original payment method
  • Bank Processing Time: Depending on your bank or payment provider, it may take an additional 3-5 business days for the refund to appear in your account
  • Account Access: Your account access will be terminated immediately upon refund approval
  • Data Retention: Your performance data will be deleted 30 days after refund processing

Access Term and Refunds

PrepCore operates on a one-time purchase model. There is no subscription to cancel and no auto-renewal. Your 45-day access period runs from the moment of activation and expires automatically — no action is required on your part.

A refund, where eligible under this policy, returns the money paid for your access token. Upon approval:

  • Your account access is terminated immediately
  • All data associated with your account will be deleted 30 days after refund processing
  • Subject to eligibility requirements outlined in this policy

Refund Policy Abuse

Refund decisions are made at our sole discretion. We reserve the right to deny refund requests that we determine to be abusive or fraudulent, including but not limited to:

  • Multiple refund requests from the same user
  • Creating multiple accounts to claim multiple refunds
  • Requesting refunds after extensively using the Service
  • Requesting refunds without valid justification

Abusing the refund policy may result in account termination, denial of future refunds, and potential legal action.

Contact Information

For refund requests or questions about this Refund Policy:

We aim to respond to all refund requests within 2-3 business days and process approved refunds within 5-7 business days.

Policy Updates

We reserve the right to modify this Refund Policy at any time. Changes will be communicated via email and posted on our website. Your continued use of the Service after policy changes constitutes acceptance of the modified terms.

Fair Use Commitment

We are committed to treating all refund requests fairly and responding promptly. If you have a legitimate concern about our Service quality, we want to hear from you and make it right.

This Refund Policy is part of and governed by our Terms of Service.

Effective Date: November 12, 2025
Last Updated: November 12, 2025